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Nome del dominio - 401k.it

Titolo del sito - 401k.it

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Brief facts about 401k:

In the United States, a 401 plan is an employer-sponsored, defined-contribution, personal pension account, as defined in subsection 401 of the U.S. Internal Revenue Code. Periodic employee contributions come directly out of their paychecks, and may be matched by the employer. This pre-tax option is what makes 401 plans attractive to employees, and many employers offer this option to their workers. 401 payable is a general ledger account that contains the amount of 401 plan pension payments that an employer has an obligation to remit to a pension plan administrator. This account is classified as a payroll liability, since the amount owed should be paid within one year. There are two types: traditional and Roth 401. For Roth accounts, contributions and withdrawals have no impact on income tax. For traditional accounts, contributions may be deducted from taxable income and withdrawals are added to taxable income.

401(a) - In the United States, a 401 plan is a tax-deferred retirement savings plan defined by subsection 401 of the Internal Revenue Code. The 401 plan is established by an employer, and allows for contributions by the employer or both employer and employee.

403(b) - In the United States, a 403 plan is a U.S. tax-advantaged retirement savings plan available for public education organizations, some non-profit employers, cooperative hospital service organizations, and self-employed ministers in the United States.

457(b) - The 457 plan is a type of nonqualified, tax advantaged deferred-compensation retirement plan that is available for governmental and certain nongovernmental employers in the United States. The employer provides the plan and the employee defers compensation into it on a pretax or after-tax basis.

Self directed IRA - A self-directed individual retirement account is an individual retirement account which allows alternative investments for retirement savings.

Vivien v. Worldcom - Vivien v. WorldCom, Inc., No. 3:02-cv-01329 established a new legal theory permitting workers to recover for losses in their 401 retirement plans caused by investment in their employers' stock.

Thrift Savings Plan , a defined contribution account for federal government employees operated similar to a 401(k).

Retirement plans in the United States

Internal Revenue Code

Taxation in the United States